About
HCE Secure Vision
To become a leading secure mobile payments service provider to consumers and merchants in East Africa, India and UK/Europe providing real-time Person to Person mobile bank account and card payments services.
HCE Secure Mission
To enable end users (merchants and consumers) with strong customer authentication (SCA) “SWIM” Interoperable Digital Identities in order for them to initiate mobile device bank account and card payments services in their home countries as well as during tourism in East Africa/India/UK/Europe.
Our Ambition
To partner with sponsor bank associations in East Africa/India/UK to deliver secure omni-channel card and bank P2P and P2B payments solutions via integration with FasterPay-UK/SEPA-Europe/UPI-India/PesaLink-Kenya.
Our Core Values
1. Keep innovating for our business customers, partners and end user consumers.
2. Build convenience and efficiency via global, high-quality and cost-effective PF (Payment Facilitator) services and TSP SAAS (Token Service Provider Software As A Service) in partnership with our Financial Institution partners.
3. Ensure trust and security for end users by issuing them SWIM (Software Wireless Identity Module) global interoperable digital identities both directly to end users and via a SAAS model with our Financial Institution partners.
Executive Management Team
Our senior management team brings together a wealth of entrepreneurial, payments, corporate management, business development, marketing and financial expertise. Our senior managers and founders have over 100 years of combined experience implementing secured mobile payments solutions.
Dr Chandra Patni, CEO and CISO
Chief Executive Officer – CEO and Chief Information Security Officer – CISO
Chandra has over 35 years of experience with fintechs and exhibits real passion for entrepreneurship and innovation having co-founded Thyron (1989-2001), YESpay (2003-2013), and HCE Secure (2015-current). He has a deep understanding of the fast moving landscape of the Payments industry: Card and Bank Account Payments, Security, Biometrics, Internet Cloud Computing, E- and M-Commerce and Peer-to-Peer Payments. He has successfully exited all his financial technology start-ups such as Thyron (Private Equity investment of $10M) and with YESpay sold to Worldpay in 2013 for £25M. His multi-national corporate experience comprises ST Microelectronics (1986-1988) and Worldpay (2013-2014).
Ms Nisha Patel, EVP HR & Partnerships
Executive Vice President HR & Partnerships
Nisha has inter-personal entrepreneurial qualities having been a social-entrepreneur in the fashion and the mobile payments industries for over 25 years. Her strengths lie in people and partnership management, and more importantly ESG problem solving. She has been responsible for HCE Secure human resources (HR) strategy since 2015 and has guided the ESG business strategy as Co-Founder an Executive Director on the Board.
Dr Ahmed A. Agbabiaka, CTO
Chief Technology Officer – CTO
Ahmed is an outstanding engineering leader with experience in semiconductors, retail, fintechs (Thyron 1998-2009), transport, utilities, events and online gaming industries. Ahmed has over 25 years of devops, consulting, management and technical leadership experience in directing cross-functional teams. His career spans agile project delivery roles within Thyron, NXP, Barclays, All England Tennis Club, Meta, among others.