Make bank and card payments like locals on your travels


Turn your Smartphone into your Universal Payments Device
Merchants and Consumers Services Benefits

Active self-registered for Merchants and Consumers.
Merchants and Consumers benefit from omni-channel QR Code bank-to-bank accounts and Tap-to-Pay cards mobile payments in-store, in-app and on websites.
Merchant mobile POS for QR code bank-to-bank accounts and Tap-to-Pay card payments.
Multi-currencies Ecash Bank Accounts for Merchants and Consumers with associated HCE Digital Cards.
Low Pay-as-you-go service transaction fees for Merchants (no CAPEX).

Fraud reduction for Merchants and Consumers

Enhanced Wireless-PKI for Strong Customer Authentication (SCA) of Merchants and Consumers.
Compliance with India RBI, Kenya KBA and UK/EU PSD2 (Payment Service Directive 2).
Security standards compliance: PCI-DSS, PA-DSS, HCE, Wireless-PKI and EMVCo.
Merchant and Consumer data remains confidential during communication, is end user authenticated and is non-repudiable via digital signatures.

Sponsor Bank Partner Benefits

Digitial bank and card accounts issuance costs are significantly reduced by providing complete end-to-end SAAS (software as a Service) for Partner Sponsor Banks.
Data privacy: Our solution gives consumers and merchants the ability to opt-in or -out of applications and services limiting access to private information.
Our solutions are compliant to global bank accounts, PCI, EMVCo and HCE standards and meet KYC “Know-Your-Customer” strong customer authentication requirements imposed by India (RBI), Kenya (KBA), UK (FCA) and EU (European Union) PSD2 (Payment Service Directive 2) regulations.